DIGITAL CURRENCY FOR HUMANS.

Merit aims to be the world’s friendliest digital currency, making it dead simple to pay friends, buy goods, and manage your wealth.

DIGITAL CURRENCY FOR HUMANS. DIGITAL CURRENCY FOR HUMANS.

Merit in 45 Seconds

Merit is different. Click the video below to see a brief overview of how.

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Feature comparison

Merit is the world's first digital currency to have: an invite-only ecosystem, growth mining, decentralized vaults, sending as easy as an SMS. See how we stack up.

Feature

Bitcoin

Ethereum

Merit

Ripple

Litecoin

Iota

Invite-Only

Promotes a healthy community by requiring each new user be invited and screened by an existing user.

Growth Mining

Rewarding those who grow the community through a mining reward.

Decentralized Vaults

A blockchain-based vault that enables users to protect their assets through whitlelists, rate-limits, and additional forms of authentication.

Cancellable Transactions

The ability for the sender of a transaction to cancel it after it has been sent, but before it has been accepted.

Send via Email, SMS, WhatsApp, Telegram, etc.

The ability to send a URL with money in it via any written form of digital communication.

Mineable without a Computer

Ability to earn mining rewards without having a personal computer or specialized/advancing mining hardware.

WHAT WE BELIEVE

COMMUNITY

This isn’t the Deep Web. Merit is a community of real people like you. The more people you invite, the more useful, safe, and reliable the network becomes.

SAFETY

The Merit Guardian protocol provides something no other currency does - decentralized account recovery. There’s no third party that can lock you out of Merit. And with Vaults, a hacker can't even use your Merit if they compromise your account. With these features, digital currency has never been safer.

SAFETY

SIMPLICITY

SIMPLICITY

SIMPLICITY

Sending or sharing Merit is as easy as sending an SMS. With MeritMoney, simply select a contact from your phone, choose and amount, and tap send! With Merit aliases, you can simply type an alias such as @meritlover instead a complex 34-character key.

WHAT WE BUILT

GROWTH MINING

Merit's revolutionary approach to mining rewards both securing and growing the network.  Stewards of the network earn growth rewards in every block alongside security miners.  The more you share Merit, the more likely you are to earn growth mining rewards.

GROWTH MINING
  • Because Merit is an invite-only network, no one can join without having been referred by another member. The Merit protocol keeps track of the referral tree, and selects top growths will to participate in the mining reward in each block.
  • Mine Merit without a computer. Growth mining means you don’t need a data of center to mine our currency. You can earn it just by referring others.
 VAULTING

VAULTING

Merit vaults are the missing savings account in the digital currency world. Fully decentralized, these vaults empower users to protect their digital currency without sacrificing any of their independence.

An extra layer of protection

AN EXTRA LAYER OF PROTECTION

With a separate spending and reset keys, vaults provide the convenience of day-to-day use with the deeper protection of lock-and-key security.

An extra layer of protection

PEACE-OF-MIND THROUGH RECOVERY

Unlike other digital currencies, losing the password to your vault is no problem on Merit. Your vault can be recovered in a totally decentralized way through the use of trusted guardians.

An extra layer of protection

WHITELIST TRANSFERS

Vaults can only send funds to the wallets you choose. So, even if your vault was ever compromised, your Merit is still safe.

An extra layer of protection

FUTURE-PROOF

Merit vaults empower you to generate multiple keys for friends and family, which ensures your loved ones have access to your Merit after you are gone.

MeritMoney

MeritMoney

Merit's MeritMoney protocol allows sending as easily as SMS or Email. With a link that is as good as money, MeritMoney can be sent to anyone, wether or not they use Merit yet.

SEND MERIT TO ANYONE

With Merit, you can send money to anyone, whether they already have Merit or not. The powerful MeritMoney feature securely stores their Merit in escow on the blockchain until they claim it.

PASSWORD PROTECTION

Password protect the Merit that you send to friends or family. This means that even if your email or text messages get hacked, a thief can't intercept your Merit transaction.

PENDING TRANSACTIONS

Since money is held in escrow until recipients claim it, you can cancel pending transactions or place an automatic timeout on them that will return unclaimed Merit to you.

Team

world class team that's stayed together over the years. Max and Adil have been friends since high school. Eugene, Tony, and Josh have joined them across multiple companies.

Adil Wali

CEO

Technical founder. Multiple 100+ person companies; one $100M+ company.

Maxim Khailo

CTO

Technical-leader with strong background in machine-learning and AI. Previously at Nokia and FoxCommerce. Author of Fire*

Tony Grebnev

Senior Engineer

Background in building distributed systems and eCommerce.

Eugene Sypachev

Senior Engineer

Background in building user-centric software and leading teams.

Josh Ferrerra

Engineer

Strong background in mathematics. Worked on distributed systems at FoxCommerce.

Fedor Avetisov

Engineer

Product-centric engineer with a strong focus on usability and UI.

Ibby Hadeed

Engineer

UI engineer with a deep expertise in JavaScript. Ioinic contributor.

Vladimir Gutorov

Engineer

Strong UI Engineer with a focus on user experience and awesome design.

Roadmap

2017

Dec

Genesis

First public release of Merit, including core features such as PoG, Growth Rewards, and MeritMoney.

2018

Jan

Daedalus

Adding Powerful stewardship dynamics to the invitation protocol. Minable invites. Enhancing both security and controlling the rate of growth.

2018

Apr

Kingdom

Mobile (iOS and Android) and Web Wallets. Desktop-to-mobile device synchronization. FastSync for the blockchain.

2018

May

Wildfire

Launch of the Merit Market. Re-designed Desktop UI. Globally-distributed lightwallet infrastructure. Open-source LightWallet-Stack.

2018

Sep

Equus

First implementation of the Guardian Protocol, empowering account recovery through vaults.

2019

Mar

Proletariat

Introduction of Decentralized Trust Scores, added ring signatures, and enable lightning network.

2020

Mar

Wraith

Time-locked vaults, beneficiary addresses, and ability to grow sub-communities on Merit.

MERIT ACTUALLY WORKS

Don't take our word for it. Download the Merit Wallet and become part of the community that drives the world's friendliest digital currency.

X

(Fastest to get started. Can sync to a downloaded app later.)

- or -

Download one of our desktop wallets

(Takes longer to set up; enables mining.)